The most advanced payment-linked device locking and EMI enforcement platform for Indian smartphone retailers, wholesale distributors, and NBFC finance companies. Secure your devices. Eliminate defaults.
Every year, thousands of retailers and finance companies lose crores of rupees to EMI defaults on financed smartphones.
When a customer buys a phone on installment and stops paying, the retailer has almost no recourse. The phone is already in the customer's hands, and recovery is expensive, slow, and often futile.
NBFCs and micro-lending firms face escalating Non-Performing Assets (NPAs) specifically tied to device financing — threatening their profitability and credit portfolios.
"LEO Locker transforms every financed smartphone into a secured, payment-linked asset — giving retailers and lenders real enforcement power."
Device automatically locks on payment default
Instant unlock once payment is confirmed
No physical recovery needed
Real-time dashboard for full portfolio visibility
Massive reduction in NPA and delinquency rates
LEO Locker gives retailers, distributors, and finance companies complete control over their financed device portfolios.
Lock any device in your portfolio remotely via the cloud dashboard. The moment EMI is paid, unlock instantly — all without physically accessing the device.
Manage all installment schedules across hundreds or thousands of devices in one real-time, searchable dashboard with due-date alerts.
Configurable automated notifications trigger before due dates, on due dates, and after defaults — eliminating the need for manual follow-up calls.
A clean, role-based web dashboard for retailers to add devices, track payments, view device status, and generate collection reports.
Enterprise-grade REST API for seamless integration with lending applications, NBFC platforms, and digital finance management systems.
Track default rate trends, payment recovery rates, and portfolio health metrics to demonstrate real ROI from LEO Locker deployment.
Retailers who sell phones on credit or EMI terms need a reliable way to enforce payment without physical recovery. LEO Locker gives them that power.
Finance companies that lend money against mobile devices see high NPAs. LEO Locker's device-as-collateral approach transforms their risk profile.
Contact us to request a product demonstration, API documentation, or discuss integration with your existing finance system.